Very simply put, personal finance looks into how your money is managed. From budgeting to investing and from debt to insurance, personal finance management is often considered challenging, especially when managing a restricted budget.
Our success as a species and as a society depends on our ability to communicate. However, it is not only about communication, but about efficient one. Even as individuals, groups and family members, we need to communicate, in order to express our thoughts, feelings, dreams, pain. Crosswise, people need to develop the ability to listen, not only to hear and, therefore, to actively become aware of the emotions and beliefs of the people they interact with.
Never postponing activities, not avoiding activities in a recurrent manner, and finalizing everything we have in mind in due time would be an ideal of efficiency, both in the working environment and in personal life. However, this desiderate is rarely accomplished, no matter how much we try, and hence, procrastination becomes our greatest enemy.
“There are thousands and thousands of people out there leading lives of quiet, screaming desperation, where they work long, hard hours at jobs they hate, to enable them to buy things they don’t need to impress people they don’t like. It’s my contention that going to work on Friday in jeans and T-shirt isn’t really getting to the nub of the issue”.
Journaling is an easy daily practice which you can start today! It practically requires a low budged, close to zero, a dedicated time ranging from 5 minutes to 30 minutes and no previously required abilities. Nonetheless, the benefits it brings, from an emotional, mental, health and development point of view, are priceless.